SBA Loans Find out which SBA loans may be right for your business. General Guidance Credit Factors Before you borrow money, know the credit factors you will need. Basic Requirements A list of basic requirements you must meet to qualify for SBA loan assistance. Eligibility Size Standards Your business must qualify under the SBA's size standards for loan assistance. 7(a) Loan Program Details on the SBA's most basic loan program. Applying For A Loan Learn to write an appealing loan proposal. Borrowing Money A list of what the banker will analyze in order to consider your loan application. Loan Proposals Like a business plan, loan proposals must be thorough; this guide will take you step by step. Loan Package Checklist Use this checklist to make sure your loan package is complete. Prequalification For some loans, your business must prequalify to participate. Loan Programs SBA Loan Programs Some brief descriptions of the SBA's most popular loan programs. Microloans A program designed to provide very small loans to businesses. Certified Development Company (504) Loan Program Program designed as a long-term financing tool for economic development in a community. Export Working Capital A program designed to provide short-term working capital to exporting businesses. Export Express Program to help businesses that have had trouble obtaining adequate export financing. International Trade Loans Program designed for businesses engaged in international trade or adversely affected by import competition. Delta Loans A program designed to help businesses transition from defense to civilian markets. Community Adjustment And Investment Program (CAIP) Program designed to help small businesses in areas of the country that have been negatively affected by the North American Free Trade Agreement (NAFTA). Communities Eligible For CAIP Funding (PDF file) A listing of all communities that have been designated as eligible for funding under the CAIP. Employee Trusts A program to provide assistance to Employee Stock Ownership Plans. Pollution Control Pollution Control Loans are 7(a) loans with the special purpose of pollution control. The program is designed to provide financing to eligible small businesses for the planning, design, or installation of a pollution control facility. This facility must prevent, reduce, abate, or control any form of pollution, including recycling . This program follows the 7(a) guidelines with the following exception: use of proceeds must be for fixed-assets only. CAP Lines An umbrella program assisting businesses meet their short-term and cyclical working capital needs. Certified Lender Programs A program designed to provide expeditious service on loan applications received from lenders who understand the SBA's policies and procedures and have a successful record with the organization. Preferred Lender Programs A program further streamlining the loan application process; available only to lenders who are nominated and approved by the SBA. Preferred Lenders And Certified Lenders A listing of SBA preferred and certified lenders by state. LowDoc Program A program that guarantees a loan application answer from the SBA within 36 hours. SBA Express A program where an SBA-approved lender must respond to a loan application within 36 hours. Community Express A program similar to the SBA Express that serves mostly low and moderate income communities and new markets. Secondary Market Programs A program designed to increase the attraction of lending to small businesses to the lending community. Asset Sales A program to assist the initiative to sell the SBA's owned portfolio of loans and other assets. Physical Disaster Business Loans FAQs Answers to frequent questions about physical disaster business loans.	Home . Compliance Assistance . FirstGov Agency List SEARCH Find Forms Advanced Search Business Laws Employees Finances Government Contracting International Trade Other Entrepreneurial Communities Research And Resources Taxes Training Work Environments Need to replace seasonal help? Learn how to find and keep good employees. Hiring Procedures Managing Employees Employing Minors
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